Buying a property in Karnataka—especially in Bengaluru—is a big investment. One of the most important costs buyers often overlook is stamp duty and registration charges. Understanding these charges in advance helps you plan your budget better and avoid last-minute surprises.

This updated guide by Varaha Bhoomi Properties explains everything you need to know in simple terms.

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What Is Stamp Duty?

Stamp duty is a legal tax paid to the Karnataka Government to validate a property transaction. It makes the property purchase legally enforceable and is mandatory for:

• Sale deed
• Agreement to sell
• Gift deed
• Partition deed
• Exchange deed

Without paying stamp duty, the property document has no legal value.

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What Are Registration Charges?

Registration charges are paid to the Sub-Registrar Office to officially record the property transaction in government records. Once registered, the property ownership is legally transferred to the buyer.

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Stamp Duty & Registration Charges in Karnataka (2026)

For Property Value Above ₹45 Lakhs

• Stamp Duty: 5%
• Registration Charges: 1%
• Total: 6%

For Property Value Between ₹21 Lakhs – ₹45 Lakhs

• Stamp Duty: 3%
• Registration Charges: 1%
• Total: 4%

For Property Value Up to ₹20 Lakhs

• Stamp Duty: 2%
• Registration Charges: 1%
• Total: 3%

📌 These rates apply to residential and commercial properties across Karnataka, including Bengaluru.

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Stamp Duty for Different Property Types

Property Type	Stamp Duty	Registration
Apartment / Flat	As per value slab	1%
Independent House	As per value slab	1%
Plot / Site	As per value slab	1%
Commercial Property	As per value slab	1%

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Additional Charges You Should Know

Apart from stamp duty and registration, buyers may also pay:

• Cess & Surcharge (included in stamp duty)
• BBMP Khata Transfer Charges
• Encumbrance Certificate Fees
• Legal Verification Charges
• GST (only on under-construction properties)

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How to Pay Stamp Duty in Karnataka

Stamp duty can be paid through:

1. e-Stamping (Recommended)
2. Demand Draft
3. Online payment via Kaveri Online Services portal

Once payment is completed, the document must be registered at the Sub-Registrar Office within the prescribed time.

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Documents Required for Property Registration

• Sale Deed (Draft)
• Identity Proof (Aadhaar, PAN)
• Address Proof
• Passport-size photographs
• Latest Property Tax Receipt
• Khata Certificate & Extract
• Encumbrance Certificate
• Payment Receipts

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Important Points Every Buyer Must Remember

• Stamp duty is calculated on guidance value or sale value—whichever is higher
• Under-valuation can lead to penalties
• Stamp duty is non-refundable
• Registration must be completed within 4 months of execution

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How Varaha Bhoomi Properties Helps You

At Varaha Bhoomi Properties, we ensure:

• Transparent cost breakdown
• Legal document verification
• Stamp duty & registration assistance
• End-to-end support until property handover

Our expert team helps you buy property in Bengaluru with complete peace of mind.

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Planning to Buy Property in Bangalore?

📞 Contact Varaha Bhoomi Properties today
Get expert guidance on property selection, legal checks, and hassle-free registration.